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Saturday, July 30, 2011

Affordable Cell Phone Plans, No Contracts, and other Benefits of Straight Talk

This is a Sponsored post written by me on behalf of Straight Talk for SocialSpark. All opinions are 100% mine.

My husband has a cell phone plan that offers him a shiny new phone every two years if he commits to yet another 2 years. In other words he's contracted to stick with that carrier for 24 months or get stuck with a cancelation fee. Additionally, the amount he pays for his coverage is $50 a month, and would you believe that's just talk time? He get's charged extra if he sends or receives a text message. That's just plain nuts. I guess you could say he fell for their bate hook, line and sinker. I'm anxiously awaiting for his current contract to end so we can find him a better option.

I've personally been contract-free for several years now. Not with the same carrier mind you. I shop around and do what feels right at the time. Frugality is my middle name. I'm pretty sure my birth certificate can confirm that... if I could only find it! lol

I've been invited to look at Straight Talk today, which isn't something I'd been all that familiar with. I do recall walking past their kiosk a time or two... perhaps you've seen it at Walmart? Basically it's a contract free plan that offers you unlimited talk , text, and web usage for just $45 a month. If you decide to later take another route and drop the coverage, there are absolutely no cancelation fees. What's more, there are no activation or reactivation fees.

Imagine... you'll call a friend and not have to worry about how long you're chatting. It used to be that no contract meant a prepaid phone which is what I had for 2 years. I had to always worry about how many minutes I was using before my call would be dropped. Not fun.

Straight Talk also offers refurbished phones for as little as $10 a piece. They even offer Smart Phones! So it sorta feels like with Straight Talk you'll have everything you need. Oh... and if you're worried about credit checks, they won't! lol They don't do that. So if your past has been challenging, you're all good!

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Sunday, July 03, 2011

Adding Gold Bullion to Your Investment Portfolio

What does your nest egg look like? Do you have gold as part of your financial portfolio? The cool thing about gold is you can trade it in any nation around the globe... everyone appreciates and recognizes it's value and because gold's value never falters, it's a great asset to help stabilize some of your more vulnerable investments like stocks and bonds.


Do you wonder what exactly gold bullion  is? I did! lol I did a little research because I was uncertain of the exact definition. I guess I suspected bullion  to mean a "block" or brick-shaped bar of gold set to a industry determined size and weight. What I found was that it was actually a refined and stamped weight of precious metal... or in this case precious gold!

So, gold bullion is simply a tradeable form of gold... something that's measured and stamped so buyers and sellers can calculate it's worth. A coin can be considered bullion, just as a bar of gold can be considered bullion.

If you're looking to buy bullion you're not alone. I've considered it time and time again. We essentially have no nest egg. We have savings, but it's been designated for certain expenses and retirement hasn't been one of them. We've not planned so well.

Maybe we should buy gold bullion . It's worth researching. I've heard countless investment planners recommend making gold part of our portfolio. I've never heard anyone suggest you should only buy gold... in fact I've heard quite differently, but having some gold as an asset seems to make sense. I think of stability more than anything else. I can't image the day when gold won't have value... but you can't say that about paper stocks and bonds, which are highly volatile.

If you're thinking about retirement planning... there's a free gold IRA guide at GoldCoinsGain.com. Let's go learn about gold!


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Cake Pan Lady Giveaway Find at the ABCD Dairies Blog!

So ok... sometimes I go looking for cake related giveaways intentionally... I need fuel for my blog after all! What's more, who doesn't appreciate a great giveaway? Free is an amazing thing and when you combine free with anything related to cake, it's like a little slice of heaven on earth.

Just a moment ago I found this awesome personalized cake pan giveaway. ABCD Diaries is hosting this wonderful giveaway... so don't leave your comments here! I'm just sharing the joy... not hosting the joy! Be sure you follow her requirements for entry properly, so you'll be in the running for this random giveaway. :)

I'd love to own one of these Cake Pan Lady cake pans. How many times have you attended a pot luck, or taken a meal or treat to a friend or family going through a rough time, only to never see your pan again?



If you're interested in entering... do it today! You only have through July 14, 2011 to enter. This giveaway is for 1 gift certificate that will afford you a personalized 9x13" pan, shipping included. You'll get to do your own shopping... decide which pan is for you and what you want it to say!

Have fun and best of luck!

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